What is OakPaystubs?

OakPaystubs is an online tool for creating accurate, professional pay stubs in minutes. Whether you're an employer, a freelancer, or a small-business owner, you can generate a print-ready stub without spreadsheets or payroll software.

Enter the employer, the employee, and the pay details, and the tax math is handled for you. You see the finished stub in a live preview before you decide to download it.

What you can do

• Enter employer and employee details once, then reuse them from your address book on every future stub.
• Add regular pay, overtime, bonuses, and commissions as itemized line items.
• Apply pre-tax and post-tax deductions, from health insurance to garnishments.
• Get federal and state taxes calculated automatically for the employee's work state.
• Track year-to-date totals so a stub mid-way through the year is correct.
• Preview the stub live, then download a clean, print-ready PDF.

Who it's for

• Employers paying W-2 employees who need a proper stub for each pay run.
• Freelancers and contractors who need documented proof of income for a lender, landlord, or visa application.
• Small businesses running lightweight payroll without a full payroll platform.
• Bookkeepers producing stubs on behalf of several client businesses.

What it isn't

OakPaystubs generates pay stub documents. It doesn't file payroll taxes with the IRS or your state, doesn't move money to employees, and isn't a replacement for a full payroll service if you need tax filing and direct deposit. It's the right tool when you need the document itself, accurately calculated.

Pay stubs must reflect wages that were genuinely earned and paid. The tool is for documenting real pay, not for creating records of income that doesn't exist.

How pricing works

There's no subscription — you pay only for the stubs you create, and only at the point of download. You can build and preview a complete stub for free and decide afterwards. See Pricing & payment methods for accepted cards and where to find your receipt.

Common questions

Is OakPaystubs a payroll service?

No. It creates pay stub documents with the taxes calculated for you, but it doesn't file payroll taxes or pay employees. Use it when you need the document itself.

Are the tax calculations accurate?

Federal income tax, Social Security, Medicare, and state tax are calculated from the work state, pay frequency, and pay details you enter. Accuracy depends on those inputs being right — the work state and pay frequency matter most.

Do I need an account to try it?

You can build and preview a pay stub before paying. An account keeps your saved employers, employees, and order history so you can re-download past stubs.

Can I use it for more than one business?

Yes. Your address book stores multiple employers separately, which is why bookkeepers and multi-entity owners use it.

What do I actually get at the end?

A print-ready PDF of the finished pay stub, downloadable as many times as you like from your order history.